Alternative Lending
Alternative lending refers to loans to consumers and small businesses funded by investors and non-bank financial institutions. The underwriting expertise and modern technology leveraged by lending platforms have enabled the development of an asset class consisting of diversified, prime and super-prime loans that offer attractive yields with low duration.
Why invest in alternative lending?
Profitable Loans, Now Accessible to Investors
Technology-enabled lending has given investors direct access to a historically profitable asset class formerly controlled by banks. The hyper-diversification, rigorous underwriting, and rapid repricing make the asset class resilient even through macroeconomic stresses.
Historically Persistent High Yields
Consumer loans have offered high yields in both rising and falling interest rate environments and an attractive premium over corporate bonds.
Low Volatility and Correlation
This asset class has historically offered an attractive yield with low volatility and near-zero correlation to traditional stocks and bonds.
Why stone ridge?
Established Expertise
Stone Ridge manages one of the largest portfolios of alternative loans in the industry and has been a dedicated capital provider to the industry since 2016.
Deep, Enduring Partnerships
Our partnership approach through market ups and downs has earned us preferential access to capacity and investments terms.
Laser Focused on Underwriting
We marshal analytical horsepower and a sweeping view of the industry to manage risk and proactively engage platform credit teams.
Stone Ridge offers multiple ways to invest
Learn more about our mutual fund, or contact us about private opportunities
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