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Terms & Conditions

PLEASE READ THE FOLLOWING TERMS AND CONDITIONS CAREFULLY AND THE DISCLOSURES ELSEWHERE ON http://www.stoneridgeam.com AND ANY PAGES THEREOF (THE "SITE"). BY ACCESSING THIS SITE YOU AGREE TO BE BOUND BY THE TERMS AND CONDITIONS LISTED BELOW AND DISCLOSURES ON THE SITE. IF YOU DO NOT AGREE TO THESE TERMS AND CONDITIONS AND DISCLOSURES, DO NOT ACCESS THE SITE, OR ANY PAGES THEREOF.

Stone Ridge Asset Management LLC ("Stone Ridge") has created the Site which is not intended to be visited or accessed by anyone to whom distributing information on the Site would be prohibited under any applicable law or regulation.

Agreement/Services Provided

By using this website, you ("User") understand that these terms and conditions ("Terms and Conditions") between and among User and Stone Ridge govern User's use of this Site and state the terms and conditions of User's use of the password-protected section of the Site designed exclusively for investment professionals and Stone Ridge investors ("Stone Ridge Client Portal").

In offering the Stone Ridge Client Portal, Stone Ridge is making available to certain Stone Ridge investors access that allows such investors (and, where applicable, such investor's authorized adviser or agent) to obtain information about the investor's investment account(s) with Stone Ridge as well as additional information provided by Stone Ridge (some of which may be obtained from third parties).

User agrees to use the Site (which includes Stone Ridge Client Portal) only in accordance with these Terms and Conditions. Stone Ridge may amend or terminate these Terms and Conditions at any time without notice.

No Offer/Local Restrictions

Nothing contained in or on the Site should be construed as a solicitation of an offer to buy or sell, or recommendation to buy or sell any security, commodity, or investment, or to engage in any other transaction. Stone Ridge may, from time to time, offer a number of products and services designed specifically for various categories of investors. Not all products will be available to all investors. These products or services are only offered to such investors in those countries and regions in accordance with applicable laws and regulations.

The information provided on the Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation. All persons and entities accessing the Site do so on their own initiative and are responsible for compliance with applicable local laws and regulations.

Site Operation

The Site is operated from offices within the United States of America. Stone Ridge does not represent that the information on the Site is appropriate or available for use in other locations. Access from certain locations may be strictly prohibited. The laws of the State of New York will govern any claims relating to the information contained on this Site unless otherwise noted herein or required by applicable law.

Access to Electronic Services

User may use Stone Ridge Client Portal by entering your user name/email address and password. User is responsible for maintaining the confidentiality of any account information, user name/email addresses, passwords, and/or security questions and answers that User uses to access any page or feature on this Site, and for logging off User's account and any protected areas of the Site. User is fully responsible for all activities occurring under its account's user names/email addresses, passwords and/or security questions and answers that result from User's negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. If User becomes aware of any suspicious or unauthorized conduct concerning User's accounts, user names/email addresses, logins, passwords, or security questions and answers, User agrees to contact Stone Ridge immediately. Stone Ridge will not be liable for any loss or damage arising from User's failure to comply with this paragraph.

Approved Use

User shall be the only authorized user of the Stone Ridge Client Portal under these Terms and Conditions. User agrees to not publish, broadcast, retransmit, reproduce, commercially exploit, or otherwise disseminate the data, information, material or services provided on the Site (including information obtained through Stone Ridge Client Portal) unless expressly approved in writing by Stone Ridge. User shall be responsible for the confidentiality and use of User's password(s) and other security data, methods, and devices. User understands that User shall be solely responsible for use of any data, information, material or services obtained, using User's passwords and other security data.

User agrees that the Site, including all information provided on the Site, is the proprietary property of Stone Ridge and/or third parties from whom Stone Ridge has obtained rights to provide access to Stone Ridge's customers. User agrees not to use Site or Stone Ridge Client Portal except as authorized by these Terms and Conditions.

Granting Delegate Access to Authorized Agents or Advisors

Access to a User's investment account information through Stone Ridge Client Portal is granted to User and/or any agent or advisor authorized by User. User should not disclose personal password or security information to the agent/advisor; each authorized agent/advisor will have access to Stone Ridge Client Portal through the agent/advisor's own password and security information. User may terminate access by an agent/advisor to its account information by notifying Stone Ridge. Stone Ridge will terminate the agent/advisor's access to User's account information within a reasonable period of time after receipt of the termination request. User maintains sole responsibility for granting and/or terminating authorization for agent/advisors.

No Reliance; No Offer/Solicitation

Stone Ridge and its affiliates do not assume any liability or guarantee for the timeliness, accuracy and completeness of the information provided. Stone Ridge uses reasonable efforts to obtain information from sources which it believes to be reliable; however, Stone Ridge makes no representation that the information or opinions contained on the Site are accurate, reliable or complete. The information on the Site is provided for informational purposes only and is subject to change without notice. This material is solely for informational purposes and shall not constitute an offer to sell or the solicitation of an offer to buy any security or investment product. The investments and strategies discussed on the Site may not be suitable for all investors and are not obligations of Stone Ridge or guaranteed by Stone Ridge. The investments are not bank deposits and are not insured by the FDIC or any other entity and are subject to investment risks, including the loss of the principal amount invested. Nothing contained on the Site constitutes investment, legal, tax or other advice by Stone Ridge nor is to be relied on in making an investment or other decision. User should consider obtaining relevant and specific professional advice before making any investment decision. Stone Ridge makes no representations as to the reliability or accuracy of the information, opinions or suggestions provided to investors by third parties, including agents/advisors, and assumes no liability with respect to the same.

No Warranty

THE INFORMATION ON THE SITE IS PROVIDED "AS IS." NEITHER STONE RIDGE NOR ITS AFFILIATES WARRANT THE ACCURACY OF THE INFORMATION, DATA OR MATERIALS PROVIDED HEREIN, EITHER EXPRESSLY OR IMPLIEDLY, FOR ANY PARTICULAR PURPOSE AND EACH EXPRESSLY DISCLAIMS ANY WARRANTIES OF MERCHANTABILITY OR FITNESS FOR A PARTICULAR PURPOSE.

Limitations of Liability

In no event, including negligence, will Stone Ridge or its affiliates be liable for any loss or damage of any kind, including any direct, special indirect or consequential damages arising out of or in connection with the access to, use of, performance of, browsing in or linking to other sites from the Site.

Copyright Statement

All information and material contained on the Site is provided by Stone Ridge and is subject to United States and international intellectual property laws.

If you believe in good faith that information or materials on this Site infringe your copyright, please contact Stone Ridge. Contact information may be obtained by clicking the "Contact" link at the top of the webpage.

Stone Ridge reserves the right to change content without notice. No part of the Site may be reproduced or transmitted in any form or by any means, electronic or mechanical, including photocopying or recording, or by any information storage or retrieval system, without the express written permission of Stone Ridge.

Trademarks

All trademarks, service marks, and logos appearing on this Site are the exclusive property of their respective owners.

All Stone Ridge graphics, logos, page headers, and service names are trademarks, service marks, or trade dress of Stone Ridge. Stone Ridge's trademarks, service marks and trade dress may not be used in connection with any product or service that is not Stone Ridge's, in any manner that is likely to cause confusion among customers or investors, or in any manner that disparages or discredits Stone Ridge. Nothing contained on this Site should be construed as granting any license or right in or to any trademarks, service marks, or trade dress of Stone Ridge.

Linked Internet Sites

Stone Ridge may from time to time provide hypertext or other links to sites that may be of interest to Users. Stone Ridge does not endorse, sponsor or promote any products or services offered by such sites and has not passed on the merits of any information contained on such sites. Stone Ridge assumes no responsibility whatsoever for any material outside its own Site. Stone Ridge is not responsible for the privacy practices of third party websites.

Indemnification

User agrees to defend and make Stone Ridge and its subsidiaries and affiliates whole for any and all claims, losses, liabilities, and expenses (including attorneys' fees) arising from User's use of the Site or any violation of these Terms and Conditions unless prohibited by law.

Privacy

When using the Site, Stone Ridge does not monitor or collect any personally identifiable information from User. Stone Ridge may, however, track the number of Users who visit the public areas of the Site. Stone Ridge also may record the location of User's computer on the Internet for systems, administrative and troubleshooting purposes and to report aggregate information. Stone Ridge may also use various technical means, including "cookies," to collect and store information about User's Internet connection when User visits the Site. Cookies are data elements that the Site sends to User's browser. Stone Ridge uses cookies to measure the number of visitors to different parts of the Site. This information helps Stone Ridge to improve the Site and make it more useful to the Site's visitors. If User would prefer not to accept cookies from the Site, User may set User's browser accordingly. If User chooses to disable cookies in User's browser, User can still access most of the Site. Stone Ridge may use other methods now or in the future to accomplish the goals of collecting technical and navigation information about the Site.

Privacy Information for Password-protected Areas on the Site

While Stone Ridge takes active steps, including use of firewall barriers, encryption techniques and authentication procedures to protect all information Stone Ridge receives online, Stone Ridge cannot guarantee the security of any information User transmits to the Site online, and User do so at User's own risk.

If User shares User's information, including, if applicable, User's password information, with a third party, User does so at User's own risk. By doing so, User may compromise the security of User's information, including account/financial information, where applicable. If User shares User's password information with a third party, such as an information aggregator, we may not be able to verify the user of the password information, and we assume no liability or responsibility whatsoever for the integrity and security of that third party's information systems or the dissemination, through a third party, of any of User's personal and confidential information. For security reasons, User will automatically be logged out of a password-protected site after 30 minutes of browser inactivity.

PHOTOGRAPHY BY
G. Steve Jordan
Stone Ridge NY area